BOK Financial holds 2026 net interest income forecast in investor deck

BOK Financial (BOKF) reported third-quarter net income of $159.9 million, or $2.64 per diluted share, against $176.5 million, or $2.92 per diluted share, in the prior quarter. Net interest margin rose 9 basis points to 3.00%.

Shares were little changed at 2:03 p.m. ET, from $129.52 before the filing.

Net interest income is expected at $1.43 billion to $1.44 billion for 2026, against $1.3 billion in 2025, reflecting one Fed Funds increase through year-end 2026.

Fees and commissions are expected to be over $800 million, against $801 million in 2025. Total revenue is expected to grow at a mid single-digit rate from $2.2 billion.

Expenses are expected to grow about 1% from $1.4 billion. The efficiency ratio is expected at about 62%, or about 63% excluding the Visa Class B gain. Provision expense is expected to be below $10 million, against $2 million in 2025.

At September 30, 2026, BOK Financial had $54.1 billion in assets, $27.7 billion in loans and $39.5 billion in deposits. It operates 116 full-service locations across eight states, and assets under management or administration were $129.3 billion.